Enabling the Credas AML check feature will allow you run an AML check on your clients directly from the contacts tab on any client page.


Please note that each time you run a check on the contact, you will be charged £2.80 per check. Credas AML check is only available for UK addresses.


This feature is available upon request for Senta subscribers, please email support@senta.co if you would like to add the AML Credas to your workspace. 




Once the feature has been enabled, you will notice a new button on the Contacts tab.



To perform an AML check, you will need to ensure that there is a First name, Last name, Date of Birth, and Address including postcode present on the contact record.


The AML check goes through the following address fields from the contact. If you have removed any of these fields from the Edit contact form, then the AML check may not run correctly:


Address 1

Address 2

District

Town

Postcode


When you click the Perform check... button it will take up to 30 seconds for the AML check to complete. Any details will be provided on the contact tab.



It is at the discretion of each practice to decide what action to take and what ID to collect based on the results of each AML check.


Each area of the check will either come back as "pass", "refer", or "fail". If the check comes back as "refer" or "fail", it is the responsibility of the practice, in line with your policies and frameworks, to review this result and make a decision on the validity of the outcome.


If a DOB has not matched at the address and comes back as "refer" or "fail" this means that Credas were unable to verify the customer's DOB at the address provided when checking records. Further due diligence would be required according to your practice AML policy.


If a name and/or surname were not matched at the address, it could be that the customer has recently moved to the address, has not registered to vote, or alternatively they could have recently changed their name. Further due diligence would be required according to your practice AML policy.


Cost and billing


AML checks cost £2.80 + VAT each. The total from all of your AML checks will be tallied each month and added to your direct debit payment.



Data refresh


Credas address and credit header data is refreshed every 6 weeks.